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Louisiana Insurance Report

Examining Cyber Risks and Coverage Options

Posted by Levi Kastner on Nov 1, 2018 5:31:04 PM

Cyber risks are continually changing as bad actors develop new ways to use malware, phishing schemes, distributed denial of service attacks and other applications to cause disruptions and capture information from computer systems worldwide. Their goal can be obtaining money through ransom, seizing intellectual property or proprietary information, or causing damage to infrastructure and physical property. No entity is immune to these risks, which means the number of claims will only increase.

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Topics: Insider, insurance, cyber insurance

Everything You Need To Know About Cyber Insurance

Posted by Levi Kastner on Sep 2, 2018 4:37:20 PM

Cyber insurance is a growing segment of the insurance market. It helps companies avoid incurring huge losses from database security breaches. With so much money and personal information exchanged through and stored on the internet every day, cyber crime cannot be ignored. Many organized criminal groups consider small businesses especially easy targets with low risk and high payoffs.

Cyber insurance can include first-party and third-party coverage. The first-party coverage mitigates the expenses your company incurs, which can include legal fees, system repairs, lost income, and public relations. Third-party coverage involves claims against your company from outside parties, such as your clients who were affected by the breach.

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Topics: How To Save Money, insurance, cyber insurance

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