Louisiana Insurance Report

Let's remember that America's military is an all volunteer fighting force.

We support Healing house and National Children Grief Awareness Day. No child should grieve alone!

WE at TK Insurance want to raise awareness for National Children's Grief Awareness Day. As a member of the board for the fantastic organization Healing House.

Fall is approaching fast, which means that a cold, let's be honest (cooler) —and possibly— some snow, or maybe a couple of harsh winter freezes might be on the way. Whether your home weathers deep freezes or more mild-winter conditions, now’s the time to prepare your property for the upcoming season.

Another riveting article by yours truly. However we get these questions from time to time so I thought I would address them here in this super knowledgeable article! We here in my office always prefer to write special coverage on any building we insure, however it is our job to educate, and help our clients make the decision. It's always a balance of risk vs. premium and what you are comfortable with. Hope your enjoy! 

 When securing  property insurance coverage, whether for a personal or commercial market risk – e.g., Homeowners (HO-3), Dwelling Fire (DP-1 or DP-3), or Commercial Property – you generally have a choice of three levels of coverage: Basic, Broad, and Special.

Certain appliances or systems in your home or business can actually increase your risk of flooding. Below are the top five sources of water damage culprits. Here's how to check on this appliances and make sure you won't be impacted.

If you have a business, and don't have cyber insurance yet, read on. We highly recommend cyber and social engineering coverage. I think it's almost time for even individual families to start buying cyber coverage. If you have questions, concerns don't hesitate to contact us. 

With more and more people lighting their grills than ever before, we always want to make sure our clients and friends remember that a fun barbecue is a safe barbecue. The following safety tips are designed to guide you through the grilling process.

From time to time, we get precise insurance questions such as "HO3 vs.HO5: What's better, and What's the difference?"