Louisiana Insurance Report

We Salute Veterans!

Posted by Levi Kastner on Nov 11, 2019 9:37:49 AM

Let's remember that America's military is an all volunteer fighting force.

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Topics: Local Business

National Children's Grief Awareness Day

Posted by Levi Kastner on Nov 8, 2019 11:00:00 AM

We support Healing house and National Children Grief Awareness Day. No child should grieve alone!

WE at TK Insurance want to raise awareness for National Children's Grief Awareness Day. As a member of the board for the fantastic organization Healing House.

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Our Top 10 Fall Home Maintenance Tips

Posted by Levi Kastner on Sep 26, 2019 9:45:56 AM

Fall is approaching fast, which means that a cold, let's be honest (cooler) —and possibly— some snow, or maybe a couple of harsh winter freezes might be on the way. Whether your home weathers deep freezes or more mild-winter conditions, now’s the time to prepare your property for the upcoming season.

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Topics: insurance

The Difference Between Basic, Broad and Special COVERAGE

Posted by Levi Kastner on Sep 16, 2019 9:27:44 AM

Another riveting article by yours truly. However we get these questions from time to time so I thought I would address them here in this super knowledgeable article! We here in my office always prefer to write special coverage on any building we insure, however it is our job to educate, and help our clients make the decision. It's always a balance of risk vs. premium and what you are comfortable with. Hope your enjoy! 

 When securing  property insurance coverage, whether for a personal or commercial market risk – e.g., Homeowners (HO-3), Dwelling Fire (DP-1 or DP-3), or Commercial Property – you generally have a choice of three levels of coverage: Basic, Broad, and Special.

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Topics: insurance

The Top Five Appliances That Cause The Most Damage

Posted by Levi Kastner on Sep 3, 2019 1:27:02 PM

Certain appliances or systems in your home or business can actually increase your risk of flooding. Below are the top five sources of water damage culprits. Here's how to check on this appliances and make sure you won't be impacted.

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Topics: insurance

Why Should I Buy Cyber Insurance?

Posted by Levi Kastner on Aug 27, 2019 8:28:08 AM

If you have a business, and don't have cyber insurance yet, read on. We highly recommend cyber and social engineering coverage. I think it's almost time for even individual families to start buying cyber coverage. If you have questions, concerns don't hesitate to contact us. 

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Topics: insurance

Gas, Electric, Charcoal, Pellet Grill Safety Tips

Posted by Levi Kastner on Aug 15, 2019 8:41:39 AM

With more and more people lighting their grills than ever before, we always want to make sure our clients and friends remember that a fun barbecue is a safe barbecue. The following safety tips are designed to guide you through the grilling process.

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Topics: insurance

Fire Safety: Steps to Protect Your Property

Posted by Levi Kastner on Aug 14, 2019 8:12:59 AM

House fires are a real, unfortunate risk for all homeowners, and that's true no matter where you live.

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Topics: insurance

10 Things to do to your home this spring.

Posted by Levi Kastner on Aug 13, 2019 4:17:30 PM

Ah, spring has sprung! And now it’s time to see how rough winter was on your home. Once the freezing temperatures disappear, it’s a good time to check how your home withstood the season. Constant maintenance is always better, than waiting till absolutely necessary. 

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Topics: How To Save Money, Homeowner, insurance, Natural Disaster

HO3 VS. HO5 Homeowners Policies. What's the difference?

Posted by Levi Kastner on Aug 8, 2019 4:53:23 PM

From time to time, we get precise insurance questions such as "HO3 vs.HO5: What's better, and What's the difference?"

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Topics: insurance

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